A capture-replay flaw exists when the design of the product makes it possible for a malicious user to sniff network traffic and bypass authentication by replaying it to the server in question to the same effect as the original message (or with minor changes).
The use of single-factor authentication can lead to unnecessary risk of compromise when compared with the benefits of a dual-factor authentication scheme.
The product transmits or stores authentication credentials, but it uses an insecure method that is susceptible to unauthorized interception and/or retrieval.